Many farmers assume that public liability insurance will protect them against a pollution incident, but there is gap between public and environmental liability. Even the most prepared farms, with advanced systems have incidents.

We can cover a range of agricultural activities including:

• dairy farming

• production of consumable produce whether its carried out for profit or not

• the use of land as grazing meadow, pasture land, osier land, woodland, market gardens or nurseries

• associated activities such as leisure, livestock, retail and property ownership.


• emergency costs

• third party claims for bodily injuries

• third party claims for property damage

• governmental claims for cleanup costs

• governmental claims for natural resource damage

• legal expenses

• pollution response costs (24 hour helpline and on-site assistance to deal with pollution)