Unlike many similar policies, we will start your payments as soon as your claim is accepted, when disablement arises as a result of an accident, or after just 14 days deferred period if your disablement is caused by sickness.

Our cover includes:

  • jury service
  • full winter sports
  • delayed return from holiday
  • partial disablement benefit
  • stress and depression
  • weekly benefit up to £3000
  • maternity, paternity and adoption benefit
  • worldwide cover
  • suspension benefit
  • bereavement cover
  • family emergency benefit
  • capital benefits available
  • discounts if longer deferred period selected
  • interest free Direct Debit facilities.

Our locum expenses insurance for GP practices is available for partners, salaried GPs, practice managers and other key practice staff either on an individual or group basis and provides financial benefit following accidental injury or as a result of sickness which prevents a return to work. Discounts are offered on policies covering three or more people.

With our practice expenses insurance for dentists and healthcare professionals, as well as loss of personal drawings, in the event of accidental injury or sickness we will cover the cost of rent, business rates and finance such as hire of equipment, salaries and other routine practice overheads that need to be paid.