Frequently Asked Questions

All of the standard / common questions we recieve from prospective clients are answered below.


“Insurance” is the payment of a small predictable amount of money (“premium”) to protect against a larger unpredictable expense (“loss/claim”). This transfers the risk from you to the insurance company for a fee

Compare Warehouse are Independent and offer products from more than one insurer, to ensure that their clients get the best deal. Insurance policies range from motor insurance, required by law to drive a vehicle in the UK, to public, employers’ or product liability insurance, which pays compensation on the basis of the assessment of legal liability for damage, injury or harm.

Following a simple quotation process, if you are eligible for our motor trade road risks insurance, we can instantly arrange cover for you, subject to you paying at least a deposit premium on a credit or debit card. It is also possible for you to fill in your details into our make an appointment page and one of our advisors will contact you at your preferred time to go through quotes to suit your needs; we can then arrange immediate cover if required. Traders combined quotations are more complex and require us to search the insurance market for the best deal to give you cover for everything you need at a sensible price. Therefore, it can take some time to deliver a traders combined quotation – this is standard across motor trade insurance brokers.

A wide range of vehicles can be covered, but more unusual, expensive or imported vehicles, require specialist covers which may increase your premium. Restrictive covers may also apply in these instances. Dependent on the age, driving and claims experience of a driver, there may be limitations applied on the policy to the vehicles that a named individual can drive.

Compare Warehouse Insurance Brokers have negotiated very competitive rates with a leading credit provider allowing you to pay monthly over 12, 10, 6 or 3 months to suit you.

There is a standard charge when paying by direct debit but this depends on total premiums and chosen payment period.

Compare Warehouse Insurance Brokers are very proud of our personal service. As our client, you will be given the name of your personal account handler, who will deal with any policy queries or amendments you might have. In addition to this, we offer visits from our account executives who will go through your policy in-depth to ensure you have sufficient cover at the best cost

Yes, our standard practice is to issue renewals in advance of the renewal date and to enclose a standard letter which if signed and returned, allows us to renew your policy automatically unless you instruct us otherwise. Thus, even if you miss the renewal date of your policy you are not uninsured. However we still like your confirmation of renewal each year.

To claim simply call our office on 0333 443 2406 or alternatively email us on theteam@comparewarehouse.co.uk and we will get back to you as soon as possible. An insurance broker acts as an intermediary between clients and insurance companies. Clients may be either individuals or commercial businesses and organisations. Brokers use their in-depth knowledge of risks and the insurance market to find and arrange suitable insurance policies